Trusted by 5000+ Homeowners

Protect the Home Where Their Memories are Made— No Matter What Happens.

Your family should never have to worry about losing their home when they need it most. Get instant peace of mind with mortgage protection that secures their future in minutes.

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4.9/5 Rating
Trusted by homeowners nationwide
Licensed & Certified Advisors
Your information is 100% secure
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Enter your zip code to see rates in your area.

Trusted Insurance Carriers

Americo
F&G
Foresters
MassMutual
Mutual of Omaha
New York Life
SBLI
Americo
F&G
Foresters
MassMutual
Mutual of Omaha
New York Life
SBLI
Simple Process

How It Works

Get covered in 4 simple steps. No hassle, no stress.

Step 1: Fill out the quick form

Answer a few simple questions about your home and family needs.

Step 2: Get matched with coverage options

Compare personalized quotes from top-rated carriers in real-time.

Step 3: Protect your home instantly

Select your plan and get covered often the same day. Peace of mind secured.

Why MortgageGuard

Why Mortgage Protection Insurance?

Give your family the security they deserve, with coverage that fits your budget.

No medical exam required

Answer simple health questions online. No needles, no blood work, no hassle.

Affordable monthly plans

Premium coverage that fits your family's budget. Rates as low as $1/day.

Coverage up to $5M

Flexible payout options to cover your entire mortgage balance and more.

Fast approval

Get protected in minutes. Our digital process finds you the best options instantly.

What's Included

No medical exam required
Coverage up to $5,000,000
Return of Premium option
Living benefits available
Locked-in monthly rates
All 50 states covered

Join thousands of protected homeowners

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What happens if something happens to you?

Without mortgage protection, your family faces more than just grief.

Mortgage still needs to be paid

The bank doesn't wait. Monthly payments continue regardless of your circumstances.

Family could lose the home

Foreclosure is a real risk when the primary income earner is no longer there.

Financial stress increases

Debt accumulates quickly, forcing difficult decisions during the hardest times.

Success Stories

Real Peace of Mind

Hear from homeowners who secured their family's future with us.

"Super easy process — got covered in less than 10 minutes!"

S

Sarah M.

Texas Homeowner

"Affordable, fast, and my family is protected. The team was amazing."

J

John T.

Florida Homeowner

"I feel peace of mind knowing my mortgage is safe for my kids."

L

Lisa R.

Ohio Homeowner

Nationwide Coverage

Licensed Agents in Every State

Our network of licensed insurance professionals provides personalized guidance at no extra cost. Get expert advice from someone who understands your local market.

Trusted Agents
Licensed professionals
Top Rated
4.9/5 satisfaction
5-Day Support
Always available
AAA Rated Carriers
Only the best
Protected Family

Do You Qualify?

Simple requirements to secure your family's future.

You May Qualify If

Age: Between 18–80 years old
Homeownership: Current homeowner with an active mortgage
Residency: U.S. citizen or permanent resident
Coverage: Seeking protection up to $5Mil
Health: In generally good health (no recent major medical conditions)
Financial Goals: Looking to protect your family’s home and financial future
Lifestyle: Non-smoker or willing to provide health information for coverage approval
Peace of Mind: Interested in ensuring mortgage is covered in case of unexpected events
Common Questions

Frequently Asked Questions

Everything you need to know about protecting your mortgage.

Is this life insurance?

Yes, specifically a type of term life insurance tailored for mortgage protection. It covers your mortgage balance so your family can stay in the home if you are no longer able to pay.

Do I need a medical exam?

No, many of our top-rated plans require no medical exam. Approval is based on a few simple health questions answered during the digital application.

How fast can I get coverage?

Most clients are approved in minutes via our streamlined process. Once approved, your coverage can start immediately or on a date you choose.

How much does it cost?

Rates vary based on your age, coverage amount, and specific plan features. Fill out our quick form to see your personalized quote and affordable options.

Limited Availability

Serving Homeowners Across All 50 States

Rates may increase significantly as you age
Limited availability for no-exam plans in some areas
Secure today's lowest rates for your family
Instant decision available for most applicants
Protect My Home Now

Ready to Protect Your Family?

Get your free, no-obligation quote. No medical exam needed.

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